Let me make it clear about How exactly does a Provident loan work?

Will you be considering taking out fully a cash loan from 1 associated with British’s biggest house credit providers? Learn more about the applying process, and what you ought to submit an application for a Provident loan. Please note, all Provident loans are at the mercy of approval.

Exactly how much you will need to borrow

1) Choose your loan choice

Utilize our calculator to choose exactly how much you will need to borrow, as well as the true wide range of days you’d like to borrow it over.

Pick from 13, 26 or 52 months in order to make repayments.

2) Start your application for the loan online

To utilize for a Provident loan you need to:

  • Be a UK resident, aged between 18 and 74
  • Have contact phone number as well as your address details for days gone by 36 months
  • Consent to a true house check out from a single of your group plus an affordability evaluation

You can expect to receive an initial choice in mins that will let you know if the loan is agreed in theory. Read our faq’s to find out more.

3) Finish the job with a property check out

When you yourself have been accepted in theory, a member of your group will see you in the home and can carry an affordability assessment out to guarantee the loan is manageable and sustainable for your needs.

Provident employees carry official ID so you’ll always know who you’re conversing with.

All our house visits are vocals recorded for training and quality purposes, to make sure you have the service that is best each and every time we see. Find out more FAQs about our vocals recording right here.

Please be aware that the quantity which you have actually sent applications for is almost certainly not the total amount that you will be offered following a affordability assessment.

Just what do i want for the house see?

Proof ID

You shall be expected to exhibit evidence of your ID:


  • Current picture card driving licence
  • Present passport
  • National issued documentation such as for instance council department or tax for work and retirement benefits communications.

To look at the complete a number of documentation, view here.

Proof earnings

You will additionally be needed to show evidence of your earnings:


  • Payslip(s) from your company
  • Statement of earnings
  • Son or daughter advantage

At Provident we start thinking about all sorts of circumstances, whether you are used, unemployed, self-employed or benefits that are receiving. To get out what is accepted documents for every single just click here.

When your loan is authorized, a part of our group will deliver the cash to your house and each collect your repayments from your home at a time and day that suits you week.

Provident runs a zero tolerance policy to threats and violence towards Provident Representatives.

Frequently asked questions

You might borrow between ВЈ100 and ВЈ1,000, susceptible to affordability. Once you simply take an advance loan with us, you understand upfront just how much you will have to spend every week as well as in total. Which means you are able to borrow funds knowing there’ll never ever be any unforeseen charges that are extra.

Accepted in principle is just a stepping rock to complete approval of one’s loan. To try to get a Provident loan, you need to perform a form online or throughout the phone. At this time regarding the application we carry out a credit check. This check allows us to to decide whether we’re able to provide to you personally and assists to verify your identification. This credit check is online payday loans in Suffolk proportionate into the loans we provide and that means you won’t need to have a credit file that is perfect.

No. You certainly do not need a bank-account for the house accumulated loan once the loan is sent to you by a part regarding the Provident group in money. They will certainly come round every to collect repayments which can be paid in cash week.

Yes, we start thinking about all circumstances. We get acquainted with your own personal circumstances and carry down an affordability evaluation. This means that regardless of if you are self-employed, unemployed or on advantages if you’re able to offer evidence of earnings and outgoings, additionally the person in all of us dealing with this to you is satisfied that the mortgage is affordable and sustainable for you personally, you might nevertheless be accepted for the Provident loan. For more information on what exactly is accepted evidence of earnings click the link.